50 Commercial Avenue, Suite 205. Ajax, Ontario L1S 2H5
7100 Woodbine A Suite 300, Markham ON L3R 5J2

Divorce Coach

Home 9 Divorce Coach

Client Testimonials

Bonnie Fowler is as refreshing to the insurance industry as breakfast television is to morning news show / weather. She gets back to the customer in a short amount of time and it’s always verbal, not a computer machine run around. I’m very satisfied with Bonnie’s performance.

David P.

My husband and I had the pleasure of meeting Bonnie Fowler in 2016. We found her very approachable as well as empathic to our needs. She clearly had our best interest throughout our insurance needs. She is honest, direct in a gentle and caring way. Today we consider Bonnie a friend and someone we can reach out to anytime. We know she will be available for us to guide us through any of our needs.

Christina T.

Bonnie is a professional in complete command of her services. She quickly and completely explains each product in which you might have an interest, and intuits and suggests others of which you might not be aware but which might benefit you. She is straightforward and prepared – as well as patient and genuinely interested in not only your situation, but the best possible outcome for you, as the client.


“Bonnie provided my wife and I with clear and concise advice on planning for our insurance needs when purchasing a home. A pleasure to deal with, and I would highly recommend her services.”

Patrick M. & Jessica A.

“I have been in this industry for over 33 plus years and in my special and unique journey in helping Canadians as a financial planner, I have met only a handful of advisors that truly exemplify integrity, professionalism and transparency., Bonnie Fowler is one of those advisors! She will never offer advice that she herself wouldn’t do for her own family ! I am privileged and honoured to call her my friend and colleague!”


“Bonnie has a very high level of enthusiasm and thoroughness in her work with clients. Bonnie leaves no stone unturned in her efforts to ensure a client’s financial planning needs are met. She seeks out the best products and services and makes sure her clients are looked after now and in the future.”

Scott E.

Divorce is never easy but, with the right counselling and advice, it is possible to reduce the emotional and financial strain on both parties. Having a good divorce attorney is often an essential part of the process however, if the two parties are ready and willing to sit down with a skilled mediator, they can avoid lengthy and expensive legal battles.

There are many avenues a couple going through divorce can take. Lawyers have always been the traditional choice, yet many lawyers will refer clients to a mediator or Chartered Financial Divorce Specialist so that their clients can save time, money or gain access to specific advice and expertise.

Every couple – and every divorce – is different. There is no “one” right path. You have to find the one that works for you.

I’m Getting a Divorce. Now What?

Do I need a lawyer?  When do I need a lawyer? What is Collaborative? Can my spouse and I mediate? What is arbitration? How will my children be affected? It can be very scary. Let me assist in answering your questions. A simple one hour consultation will lead you in the right direction.

I have worked in the financial industry for over a decade. I became a Certified Financial Planner® in 2010.   What I found in my practice was that clients who were recently divorced, or who were in the process of going through a divorce, faced unique financial challenges. This prompted me to become a Chartered Financial Divorce Specialist in 2014.

Chartered Financial Divorce Specialist (CFDS)

The financial aspects of going through a divorce can be quite complicated and, even in the most amicable of separations, resolving financial issues can be stressful. As a Chartered Financial Divorce Specialist, I can help alleviate some of that stress by providing the following services:

  1. Education on the financial implications of divorce.
  2. Review of income and taxation options.
  3. Checklist of the necessary financial documentation you will require during the divorce process.
  4. Assistance in determining the value of marital property.
  5. Preparation of net worth statements, budgets, and financial strategies.
  6. Discussion of strategies to minimize taxes and ensure you receive any government benefits you may be entitled to.

My job is to help educate, prepare, and guide you through the process of a divorce. “Numbers” can seem overwhelming and very complicated, child support, spousal support, equalization payments, taxes, pension splitting, etc.  I will help make the process as simple, amicable, and straight forward as possible.

Who Can Benefit From Using My Services?

My services are available to couples and individuals who are going through or who have gone through a divorce. While lawyers frequently refer their clients to me, you do not need a referral. Even if your spouse is unwilling to join you, you may still contact me for a consultation and coaching.

Child Focused Process

Undoubtedly divorce can be tough on children and one of the best solutions for children in a divorce is that parents have joint custody. Unfortunately, parents with joint custody can’t always come to an agreement when it comes to their children.

While a court order may have outlined the terms of your custody, disagreements can still arise. A trained and compassionate Parenting Coordinator will mediate such disputes.


The Role of a Parenting Coordinator

Regardless of the issue, the goal is always to find the solution that is best for the child. The advantage to the parents is that facilitating these types of issues through a Parenting Coordinator is almost always faster and less expensive than taking the matter to Court.

It is not the role of the Parenting Coordinator however to make permanent changes to a pre-existing parenting plan. In most cases this can only be done in the court system.

Where a Parenting Coordinator Can Help

Agreements: Negotiating exceptions to custody agreements such as when one parent wishes to have the child on a weekend that isn’t their “turn”. Dad gets a girlfriend that Mom does not approve of, or visa versa.

Hidden Issues: This is an emotional change for all involved. Until you are going through it, you don’t know what you don’t know.

Issues related to support and added expenses.

Special Allowances and Expenses.

Disagreements over whether to allow the child to go on vacation with one parent to another province or country.

Other unanticipated issues that were not made part of the existing parenting plan.

The goal in any situation that involves a child is finding a solution that is in the best interests of the child. This can be difficult when parents are caught up in financial and legal proceedings and emotions are high. My role is not to make changes to any pre-existing plans, but to help mediate and arbitrate the best scenario on behalf of the child, removing the expense of lawyers and the lengthy and strenuous process of going to court.


The mediation process begins with separate screening of each party.  This will determine if you are ready for mediation then, if we all agree you are ready, it is followed by mediation sessions.  I help couples as they negotiate the terms of their separation. The final step in mediation is developing a Memorandum of Understanding (MOU).

Mediation is almost always less stressful and less costly than litigation. During the mediation process, I coach couples through the difficult decisions of divorce.

When the parties who are going through a divorce are willing to sit down with a neutral, third-party mediator, it allows them to work out what is best for them and their children. Rather than letting the court system decide what it best, mediation gives you and your spouse a voice. I believe this is key.  If you end up in the lengthy court battle where the judge ultimately decides your fate you have no control. You are leaving the decision to a third party. In mediation YOU have a voice.

For mediation to be successful, both parties must be voluntarily willing to go through the process together. Through the guidance of the mediator, you and your spouse will come to your own agreements which will be legally binding. Both parties need to be willing to come together for a common goal – resolution. Some of the things that can be worked through with a mediator include division of assets, parenting arrangements, child/ spousal support etc. A mediator acts as an unbiased facilitator to come to a resolution that is acceptable for both parties, without the lengthy, stressful, expensive process of litigation to achieve the best possible outcome for everyone.

Request a Quote - Insurance

Contact Us