50 Commercial Avenue, Suite 205. Ajax, Ontario L1S 2H5
7100 Woodbine A Suite 300, Markham ON L3R 5J2


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Client Testimonials

Bonnie Fowler is as refreshing to the insurance industry as breakfast television is to morning news show / weather. She gets back to the customer in a short amount of time and it’s always verbal, not a computer machine run around. I’m very satisfied with Bonnie’s performance.

David P.

My husband and I had the pleasure of meeting Bonnie Fowler in 2016. We found her very approachable as well as empathic to our needs. She clearly had our best interest throughout our insurance needs. She is honest, direct in a gentle and caring way. Today we consider Bonnie a friend and someone we can reach out to anytime. We know she will be available for us to guide us through any of our needs.

Christina T.

Bonnie is a professional in complete command of her services. She quickly and completely explains each product in which you might have an interest, and intuits and suggests others of which you might not be aware but which might benefit you. She is straightforward and prepared – as well as patient and genuinely interested in not only your situation, but the best possible outcome for you, as the client.


“Bonnie provided my wife and I with clear and concise advice on planning for our insurance needs when purchasing a home. A pleasure to deal with, and I would highly recommend her services.”

Patrick M. & Jessica A.

“I have been in this industry for over 33 plus years and in my special and unique journey in helping Canadians as a financial planner, I have met only a handful of advisors that truly exemplify integrity, professionalism and transparency., Bonnie Fowler is one of those advisors! She will never offer advice that she herself wouldn’t do for her own family ! I am privileged and honoured to call her my friend and colleague!”


“Bonnie has a very high level of enthusiasm and thoroughness in her work with clients. Bonnie leaves no stone unturned in her efforts to ensure a client’s financial planning needs are met. She seeks out the best products and services and makes sure her clients are looked after now and in the future.”

Scott E.

It is important to know what you are looking for when entering into a decision as large as the purchase of a new property. The added bonus of working with me is, that not only do I shop the market to find you the best deal, but being a Certified Financial Planner®, my job is to make sure that you can afford that mortgage. It is not my job to oversell you.  
What does every client need to ask when searching for a Mortgage Broker?

Here are the top 4 questions:

1. What Is a Mortgage Broker?  A mortgage broker works with both parties to get
the individual approved for the mortgage. A mortgage broker will help you assess your financial situation to determine what you can afford. They help you understand that a mortgage rate is just one element of a mortgage to consider. Other elements, such as the term and fees, must also work for you.

2. Why is a Mortgage Broker useful to a client? A mortgage broker can source
mortgages from the entire market, so you get the fairest assessment when applying. I deal with more than 30 lenders, which provides my clients with access to various products and solutions to fit their individual needs.

3. At what point in the real estate process should I be seeking out a Mortgage Broker? A broker is there to help you from the onset of even making the decision to make the purchase. They advise you on how much you should be saving each month to afford the type of property you are interested in, how much savings you should put down to make the purchase, and other important factors you need to evaluate before you even start your search.

Ready to start your application? Visit my secure link below.
Referral Mortgages Inc. Lic.# 13316

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